Take out a loan

The two most important things about a loan are: being able to borrow the money and being able to repay it. At Clones Credit Union we encourage you to manage your money carefully by structuring loans around your needs and your ability to repay.

Covered/Student Loan

Covered/Student Loan

5.11% APR

Secure your savings against your loan with a covered loan or pay your college fees with a student loan.

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Home Improvement €60k+

Home Improvement €60k+

6.18% APR

Avail of this loan for bigger home improvements!

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Special Rate

Special Rate

7.1% APR

Available to members who do not have an existing loan with us & new members.

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Standard Loan

Standard Loan

10% APR

For everything else life throws at you!

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Green Loan

Green Loan

7.1% APR

For your environmentally friendly home improvements or a fully electric car.

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Learner Loan

Learner Loan

5.11% APR.

Our new loan to help those wanting to get started out on their driving journey!

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Loan Calculator

Borrow at a fair rate

Maximum Loan Amount :
Maximum Loan Term :


Term

Repayment Frequency
APR
5.11%
# Repayments
Total
APR
5.11%
# Repayments
Total
APR
5.11%
# Repayments
Total
APR
5.11%
# Repayments
Total

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

Our benefits

Why a Clones Credit Union loan is different

There are no hidden fees or transaction charges

Our interest rates are fair and reasonable compared to others in the market

Quick decisions

Your credit union loan is insured - subject to terms and conditions - at no direct cost to you. Other lenders charge for this

You can pay off your loan early, make additional lump sum repayments or increase your regular repayments, without a penalty

Ready to Apply?

Are you ready to apply or do you need more information on our affordable loans? Click on "Apply Now" button to start your journey right now or click on "Contact Us" button to send us a message if you are unsure about your documentation, or still have other questions. To apply for any of our loans, you will need to be our member, to find out more about joining our community bank click the "Join Us" button below.

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Please note Clones Credit Union is a member of the Irish Credit Bureau (ICB), the Central Credit Register (CCR) and loans will be subjected to Credit Checks, so any information you give must be correct. Loans are subject to approval. Terms & Conditions apply