Covered/Student Loan

Get a Covered/Student Loan today!

Get a Covered/Student Loan today!

5.11% APR
  • Maximum term 10 years
  • Borrow up to the value of your shares, which will be held against your outstanding loan balance (Your shares must not go below the outstanding balance of your loan during the term of your loan)
  • More competitive interest rates than a payday loan or doorstep lender
  • Repayments to suit you - weekly, fortnightly, 4-weekly or monthly
  • No application fees or early repayment charges

Loan Calculator

Borrow at a fair rate

Maximum Loan Amount :
Maximum Loan Term :


Term

Repayment Frequency
APR
5.11%
# Repayments
Total
APR
5.11%
# Repayments
Total
APR
5.11%
# Repayments
Total
APR
5.11%
# Repayments
Total

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

Our benefits

Why a Clones Credit Union loan is different

  • There are no hidden fees or transaction charges
  • Our interest rates are fair and reasonable compared to others in the market
  • Quick decisions
  • Your credit union loan is insured - subject to terms and conditions - at no direct cost to you. Other lenders charge for this
  • You can pay off your loan early, make additional lump sum repayments or increase your regular repayments, without a penalty
  • In recent years we have paid a rebate back to our borrowers which has made us more competitive

Latest News

06 Feb 2024

CEO Application Details

For full job description and application booklet for the CEO position, please select the "Read More" option below.

Ready to Apply?

Click on "Apply Now" button to start your journey right now or click on "Contact Us" button to send us a message if you are unsure about your documentation, or still have other questions.

To apply for any of our loans, you will need to be our member.

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Please note Clones Credit Union is a member of the Irish Credit Bureau (ICB), the Central Credit Register (CCR) and loans will be subjected to Credit Checks, so any information you give must be correct. Loans are subject to approval. Terms & Conditions apply